Do You Need a Debt Management Program?

So you have worked at a company for x amount of years. You earn a fairly decent salary, enough to pay the bills and have something left over. But each month your current creditors are barking up your tree, demanding payments with money you simply do not have? Maybe it’s time to speak to the professionals who offer a debt management solution tailor made to settle your long standing debt problems.

Why pay more when I’m already in debt?

We have a solution that works and it won’t cost an extra and a leg. It sounds almost unbelievable that you won’t have to pay more. Yet with our system in place, all your creditors will be paid on time and you’ll have some money left over to live.

What are the benefits of a debt management program?

Debt management programs will help you with negotiating a lower payment rate, sort out any outstanding payments and develop a payment schedule that everyone is happy with. Furthermore we will help you set a realistic budget, cut out all unnecessary expenses and schedule your payment of debts.

Where do we start the process?

First of all we need to assess your current debt. We need all your account details, monthly billing information. All monthly debts including; rentals, higher purchase items, TV licencing, Car expenses, Groceries budget, entertainment, booze, etc. Your accuracy in giving us all the information will determine the eventual debt management plan, so it’s critical that we have everything down on paper to work from as the foundation of debt management plan.

Debt reviews can take up to 40 days to complete. We inform all your creditors that you are under debt review. Once we have all the necessary information we begin to formulate an effective payment plan that is built to pull you out of debt permanently.

I am interested… Who do I contact?

Please visit our website (http://www.debt-therapy.co.za) and fill our enquiry form or call us directly on 0800 20 47 28 for friendly professional support. We welcome anyone who is in debt to contact us at any time to discuss options and solutions.

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